If you are running a business, either offline or online, you must have had to deal with payment processing. What used to be simple, in a nutshell, cash payments versus check payments, is becoming extremely complex with new technologies, new regulations and a flurry of new players. To understand the complexity, we can segment...
Category: Thought Leadership
Fundraising through tokenisation
What is tokenisation? The term was initially coined for data security. It describes the process of substituting a sensitive data element with a non-sensitive one, referred to as a Token. The Token is a reference that maps back to the sensitive data through a tokenisation system. When applied to fundraising, the Tokens map back...
Cybersecurity in the US: Current State, Developments
For years, hackers have been sharpening their tools and scouting for new targets to penetrate cyberdefenses, making cybersecurity a major problem that the United States faces today. Both the public and private sectors remain at risk for both nation-state cyber threats, with Russia, China, Iran, and North Korea leading the list; as well as non-state cybersecurity...
How to raise funding despite a low credit rating?
About credit rating Credit rating is a measure that most financial institutions use to decide if a prospective borrower can or cannot take out a loan. The way they calculate the rate tends to be rather opaque and varies from one entity to another, depending on their risk appetite and level of sophistication. ...
Uber and Lyft Accidents: Are drivers insured?
Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide. Established in 2012, Lyft currently caters to 23 million passengers in the US, 95% of which think that Lyft rides are safe. The ride-sharing...